Privacy Policy

Privacy Policy
Effective Date: June 15, 2025
EnveroLife.com values your privacy.

This Privacy
Policy explains how we collect, use, disclose, and safeguard your information when you visit
our website [www.enverolife.com] and when we provide life insurance services in
the state of California.

We are committed to complying with the California Consumer Privacy Act (CCPA),
California Insurance Code, and other applicable privacy laws.

1. Information We Collect
We may collect the following categories of personal information:
- Identifiers: Name, address, phone number, email address, Social Security number, driver’s
license number.
- Personal Records: Insurance policy numbers, beneficiary information, date of birth,
marital status.
- Internet Activity: IP address, browser type, device ID, cookies, and site usage analytics.
- Health or Medical Information: Only if required for underwriting.
- Professional or Employment Information: If applicable to policy underwriting or
verification.

2. How We Collect Information
We collect information:
- Directly from you (e.g., web forms, applications, phone calls)
- From insurance carriers, partners, and third-party services for quoting
- Via cookies or similar technologies when you use our website

3. How We Use Your Information
We use your information to:
- Provide you with life insurance quotes and products
- Verify your identity
- Fulfill legal and regulatory obligations
- Improve our services and website functionality
- Communicate with you regarding your policy or inquiry

4. Sharing Your Information
We may share your personal information with:
- Licensed insurance carriers and underwriting partners
- Service providers (e.g., CRM systems, quoting platforms)
- Government regulators or legal authorities (when required)
- We do not sell your personal information under the CCPA definition

5. Your Rights Under the CCPA (California Residents)
As a California resident, you have the right to:
- Know what personal information we collect, use, and share
- Access your personal data
- Request deletion of your personal data (with exceptions)
- Opt-out of the sale of personal data (note: we do not sell your data)
To exercise these rights, please email us at call us.

6. Data Retention
We retain your data only as long as necessary to fulfill the purpose it was collected for,
comply with legal obligations, and maintain records for insurance compliance.

7. Protecting Your Information
We implement reasonable administrative, technical, and physical safeguards to protect your
personal information from unauthorized access, use, or disclosure.

8. Contact Us
If you have any questions about this Privacy Policy or wish to exercise your privacy rights,
contact us at:
Envero Life Insurance
Phone: 760-348-8320
Website: www.enverolife.com

9. Updates to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this
page with an updated effective date.